Remortgaging is gonna get crazy in 2026 with all those fixed-rate deals expiring I've got a mate who just remortged last year and saved like £500 per month, but I also know someone who switched to a tracker and had their payments increase by £100 a month . If you're on a two-year deal ending soon, it's defo worth shopping around and exploring options with brokers - some of them don't charge fees at all! Also, be careful not to sit on the SVR for too long or you'll end up paying more than you should .
I'm so anxious about my mortgage deal expiring soon! I've been putting it off because of all the uncertainty in the market . Does anyone know if it's worth shopping around just to see what rates are available? I feel like I'll be making a big decision, but at the same time, I don't want to get stuck with a bad rate . Any tips from those who have been through this would be super helpful!
I'm so frustrated when people wait too long to remortgage. Those extra few months can mean paying more in interest than they need to! If you've got time to shop around, use a broker and compare deals - it's worth the effort Trust me, your wallet will thank you
OMG u guys i just looked at my mortgage deal which is expiring in like 2 months it's literally going to cost me so much more if i dont switch now!!! i know its scary but im lowkey considering remortgaging and using a broker lol im not even sure what that entails tho has anyone else been there? should i just stick with my current lender or take the risk